MyFico Score Watch for Equifax is not accurate with mortgage companies!!!

[Anonymous]

Everyone listen.  I just signed up for score watch on 7/1.  It gave me a score of 635.  It has updated a few times since and is now showing 648 for Equifax.  On 7/10 i paid $16.95 on myfico.com for my transunion score and report.  As of 7/10, I was at 645.  I just had my credit pulled by a lender today and my equifax score using the Beacon 5.0 model is 603 and I was denied pre-approval because of that.  45 points lower than what is currently showing on myfico.com!!!  I am so upset as this site boasts that these are the scores the 90% of lenders use.

[-NewGuy-]

Yeah the EQ model that is pulled here is EQ 08. The one that mortgage people use, Beacon 5.0 / EQ 04 is not available here anymore. I believe that you can purchase it on the Equifax site with their Score Power FICO product.