MyFico credit score categories

[raisemysc0re]

My scores have been going up quite nicely since Chapter13 BK. It's been about nice months and 2 out of my 3 scores are over 700. Not that it matters for anything but at what point level does MyFico go from "Good" to "Excellent"?

[Anonymous]

As suggested by their graph at the top of the screen, my guess would be 750+. 

I wouldn't get too hung up on the "good" vs "excellent" stuff though.  Different sources site different numbers.  Some say 720, 740, 750, 800.  Once you're in the 740-760 range on your scores, you can essentially get anything you want in the credit world such as loans/mortgages at the best interest rates and such.  While an 850 score is nice and all, it's not really going to achieve more than someone with a 750 score.  So, you are well on your way to being top notch

[bettercreditguy1]

Your scores are moving higher. Keep up the good work. Pay in full when possible, pay early, and in time your scores will continue upwards. As Brutal Body Shots said " Some financial institutions consider 720, some 740, and others 760 as good." It varies with their policies. Keep you metrics, (basics of paying on time, etc.) in order and the rest of the data takes care of itself. Good luck in your journey.