You can tell how up to date you are by looking at reports. As an example, it's pretty easy to know if your recent AMEX payment is included or not. Because myFICO provides score updates without generating a new report, you have to rely on the alert and maybe look at your report via another service. And you have to realize that the score change may or may not be tied to the alert.
My biggest annoyance with WalletHub is its use of relative dates (today, yesterday, six days ago, etc.). To top it off, it always says that information was last updated "today." Relative dates have their time and place, but they can't be used for everything. I'd submit that something like a credit reporting service should probably rely completely on calendar dating.
