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Mysterious Drop in Equifax

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Anonymous
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Mysterious Drop in Equifax

I pulled my equifax fico score today.  Shockingly, it is down 30 points.  I looked at the explanation of

negative factors and it indicated there was a recent missed payment, 2 months ago.  This is not

accurate. There has been no recent missed payment.  Moreover, I searched the report line by line

and there is nothing on my credit report indicating a recent missed payment. 

 

There are derogatory accounts from many years ago but not have been updated to show any

recent activity. 

 

I am completely mystified by this.  The score drop and the explanation do not make any sense and

do not match the data on my equifax report.  

 

Anyone have any ideas? 

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1 REPLY 1
CreditDrama85
Established Contributor

Re: Mysterious Drop in Equifax

Equifax is now over 100 points lower than my other scores (although i cant access EX anymore, im guessing). There are a few small differences but i dont think EQ should be that much lower. I wonder what the main difference in their scoring system is? does anyone know?
Message 2 of 2
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