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I took advantage of a balance transer offer that NFCU is offering it's credit card customers - $0 transfer fee and 0% APR for 12 months. After I took care of that, I cicked on the button that offered to give me my FICO score, and this is what I read:
That gives me my second 850! EXP earlier in the year, and now EQ. It won't last long; things like this don't stay around forever, but it's nice to savor it while it's present! Good luck to all MyFICO-ers on your own journey!
Sorry you lost all your negative reason codes Don't stress though, maybe you can get them back with a little work and focus!
Nice!
The other day my FICO score finally showed up on my Citi account that I've had for 8 months. My score was 850 there. I got super excited for all of 3 seconds when I then remembered that the Bankcard scoring model tops out at 900, so I was still far from perfect
There's NOTHING wrong with 850/900, it's virtually perfect, and on a different scoring model, it'd BE perfect! Relax and enjoy where you are, versus where you may have come from.
This is fantastic...congrats!
@DaveinSC wrote:There's NOTHING wrong with 850/900, it's virtually perfect, and on a different scoring model, it'd BE perfect! Relax and enjoy where you are, versus where you may have come from.
Oh I'm relaxed and fine with where I am. What I meant by far from perfect was more relative to FICO 8. On FICO 8, I'm 10-20 points away from the top possible score, where with Bankcard I'm 50 points away.