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NFCU FICO= 850!

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DaveinSC
Contributor

NFCU FICO= 850!

I took advantage of a balance transer offer that NFCU is offering it's credit card customers - $0 transfer fee and 0% APR for 12 months. After I took care of that, I cicked on the button that offered to give me my FICO score, and this is what I read:Yeah, baby!  Jan. 2018 FICO!Yeah, baby! Jan. 2018 FICO!

 That gives me my second 850!  EXP earlier in the year, and now EQ.  It won't last long; things like this don't stay around forever, but it's nice to savor it while it's present!  Good luck to all MyFICO-ers on your own journey!

 

 

EQ: 850 (01/2018)
TU: 830 (1/2018)
EXP: 825 (06/2018)
USAA Sig. VISA (7.25%) - AMEX Zync (NPSL)- AMEX Everyday (14.99%)- NFCU VISA Signature (10.65%) - Simmons First National Bank VISA (8.25%) - Citi Thank You Rewards Mastercard (12.65%)-USAA "Limitless" Cashback Rewards VISA Signature (14.45%)-AMEX Cash Magnet (13.25%)
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: NFCU FICO= 850!

Sorry you lost all your negative reason codes Smiley Sad  Don't stress though, maybe you can get them back with a little work and focus!

Message 2 of 7
jlitnns
Established Contributor

Re: NFCU FICO= 850!

NotWorthy.jpg


Message 3 of 7
Anonymous
Not applicable

Re: NFCU FICO= 850!

Nice!

 

The other day my FICO score finally showed up on my Citi account that I've had for 8 months.  My score was 850 there.  I got super excited for all of 3 seconds when I then remembered that the Bankcard scoring model tops out at 900, so I was still far from perfect Smiley Wink 

Message 4 of 7
DaveinSC
Contributor

Re: NFCU FICO= 850!

There's NOTHING wrong with 850/900, it's virtually perfect, and on a different scoring model, it'd BE perfect! Relax and enjoy where you are, versus where you may have come from. Smiley Wink

EQ: 850 (01/2018)
TU: 830 (1/2018)
EXP: 825 (06/2018)
USAA Sig. VISA (7.25%) - AMEX Zync (NPSL)- AMEX Everyday (14.99%)- NFCU VISA Signature (10.65%) - Simmons First National Bank VISA (8.25%) - Citi Thank You Rewards Mastercard (12.65%)-USAA "Limitless" Cashback Rewards VISA Signature (14.45%)-AMEX Cash Magnet (13.25%)
Message 5 of 7
Anonymous
Not applicable

Re: NFCU FICO= 850!

This is fantastic...congrats!

Message 6 of 7
Anonymous
Not applicable

Re: NFCU FICO= 850!


@DaveinSC wrote:

There's NOTHING wrong with 850/900, it's virtually perfect, and on a different scoring model, it'd BE perfect! Relax and enjoy where you are, versus where you may have come from. Smiley Wink


Oh I'm relaxed and fine with where I am.  What I meant by far from perfect was more relative to FICO 8.  On FICO 8, I'm 10-20 points away from the top possible score, where with Bankcard I'm 50 points away.

Message 7 of 7
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