So I am confused. I realize that the FICO scores are a snapshot in time as too your creditworthiness. The FICO scores that NFCU provided after applying for a CLOC are significantly lower than the FICO scores on myFICO or creditchecktotal. NFCU shows FICOs for TU 722 and EQ 702 when myFICO shows TU 742 and EQ 738 for the same date. Is NFCU not using FICO 8? Can anyone provide any insight as to why the differences?
They use fico9
