Need aHelp im comfusing

Anonymous · ‎01-31-2012

Hi there im confusing about FICO and Creditreport.com coz when i was try to open my score in cresitreport.com it was 717 708 708 its say good but when i try to look here in MYFICO its was very bad 607 so i didnt know what the right coz its a same date i open a accout of this company PLSSSS help thank you

haulingthescoreup · ‎01-31-2012

Hi, welcome to the forums!

The scores that you got from Creditreport.com are what we call FAKO's. Lenders don't use them, but the people who create them sure like to sell them.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007

Anonymous · ‎01-31-2012

Ok thank you now I know now thank you u somuch for replying I will cancel my acct. There

haulingthescoreup · ‎01-31-2012

Well, the report monitoring is very useful. If you're working on your credit, trying to clean things up, a monitoring service can be great.

You just have to learn not to look at the scores OR at the advice. And it's really hard not to sneak a peak, and then the confusion starts.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007