@Anonymous wrote:The new issue is starting soon so many bad things fom public records can no longer be reported by the big 3 those scores are not worth any thing for renters. When we had rentals we cared about evictions, liens,criminal records, judgements and bk and nothing else. We never had more than 20 rentals for us it just a sideline business of mostly lower middle class housing. Everything for us was on a case by case basis with no hard rules except drug dealers.
Ah don't believe the hype 
.
Those things can absolutely still be reported but they have to conform to tighter standards. I am nearly 100% confident this only is a temporary reprieve, which is a huge win for us on the forums who (mostly) aren't going to get too many more negatives on our credit files in life... but for others who are going to be generating derogatories, well, the data furnishers are going to get their poop in a group at some point and suddenly we're going to be right back where we were looking at things statistically.
I'm not certain why I haven't seen people mention that, but new data going forward can be made to met the full monty standards in some cases trivially easily... certainly every state and Fed tax agency has access to all the relevant information to make things stick, courts and judgements are harder but if SSN beomes the standard for identification for all things financial, those will be in court records too.
I think it may be party time for 3-4 years, after that, /shrug.
Admittedly it's a huge win for consumers too but for data resolution: the incidence rate of of stupid, broken, or flat out wrong things which land on people's credit report will be lower, and data accuracy is always a good thing even for a landlord.
