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New Collection, Old Account

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Anonymous
Not applicable

New Collection, Old Account

I had a collection for DirecTV that disappeared, and looking at my new report, it is back, only with a different CA listing it. It doesnt list the DOLA which would be over 2 years old, it only lists the date assigned, which is April 2008. So my question is, is this being scored as a brand new derog since it is a new collection, or as a 2 year old derog?
Message 1 of 4
3 REPLIES 3
Junejer
Moderator Emeritus

Re: New Collection, Old Account

It's being scored as a new collection, but they can't change DOFD, which drives CRTP. What's your state's SOL? Why not DV the new CA?






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Message 2 of 4
Anonymous
Not applicable

Re: New Collection, Old Account

I believe it is 4 years in california, and its only 2 years old...its with NCO which I read on here is fairly accepting of PFD's, so I emailed one to them yesterday. Hopefully it is accepted.
Message 3 of 4
Junejer
Moderator Emeritus

Re: New Collection, Old Account

Keep trying if it's not accepted. You want a win-win situation out of it.






Starting Score: 469
Current Score: 846
Goal Score: 850

Take the myFICO Fitness Challenge
Message 4 of 4
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