New Experian Boost Points NOT Shown on MyFico

MsSWS · ‎03-07-2020

Tried Experian Boost UP ⬆ 10 points!! Kudos! Yah! (((Regained the 10 I lost on app from Discover))But why my new Ex score is NOT showing on My FICO!?!? It's been a week now!! Any experience peeps??? Is Experian Boost really real?? Did I risk it all for nan!?

EQ:632 (10/28/19)
TU:670 (10/28/19)
EX:659 (10/28/19)
Georgia's Own Classic Visa Secured (2016 ) $200sl, Graduated unsecured (2017) $500cl,(2019 cli $1,500
TJX Retail (7/19)$800sl TJX Upgraded Mastercard(03/20)4,000cli
Quicksilver One(7/19)$500sl (01/20)cli of$250$750cl
BOA Cash Rewards (part secured 99/500)(9/19)
NFCU Cash Rewards
(10/19)$13,100sl.+6,000cli(02/20)$19,100
NFCU More Rewards American Express(2/2020) $20,000sl
Discover It(02/20) $5,000sl

Anonymous · ‎03-07-2020

It will update. Give it time. Mine took several weeks to update with my new Experian boost score.

MsSWS · ‎03-07-2020

@Anonymous wrote:
It will update. Give it time. Mine took several weeks to update with my new Experian boost score.

Oh wow... Thank you!

EQ:632 (10/28/19)
TU:670 (10/28/19)
EX:659 (10/28/19)
Georgia's Own Classic Visa Secured (2016 ) $200sl, Graduated unsecured (2017) $500cl,(2019 cli $1,500
TJX Retail (7/19)$800sl TJX Upgraded Mastercard(03/20)4,000cli
Quicksilver One(7/19)$500sl (01/20)cli of$250$750cl
BOA Cash Rewards (part secured 99/500)(9/19)
NFCU Cash Rewards
(10/19)$13,100sl.+6,000cli(02/20)$19,100
NFCU More Rewards American Express(2/2020) $20,000sl
Discover It(02/20) $5,000sl

Remedios · ‎03-07-2020

EX Boost can be "ignored" by some lenders

It's not "built in" but an optional score flavor for them to pull.

You will see a score with boost in place when you're monitoring your credit, but lenders may not use it.

As an example, if you have Amex CC, the score they pull for initial application, and subsequent SPs if approved will not reflect Boost.

I'm not sure how discover treats it.

Anonymous · ‎03-07-2020

Exactly. That’s what they do not tell you it’s not your regular score and not everyone uses it.