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New guy that made the 850 club

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New guy that made the 850 club

Just found this place a couple weeks ago.  Thought I was an outlier that was laser focused on credit and scores, but turns out I'm not alone!

 

Had been using the free accounts with each bureau, but decided to pull all three Score 8's to know where I stand.  EX score 8 was an 846, but EQ and TU were both 837's as Vantage 3 scores.  To my surprise they are both 850's. Have a single inquiry on EX causing the 846.  

 

Thought I'd join in here.  Been pulling credit in several industries for going on 20 years and always been interested in how things affect scores.

 

Here are mine:

Well, can't figure out how to get my photos uploaded, but maybe later.  

Message 1 of 20
19 REPLIES 19
Zoostation1
Valued Contributor

Re: New guy that made the 850 club

You won't be able add CC images to your signature as a vistitor.  You'll have to register and rank up from new member to member (doesn't take many posts/comments).  Once you do there's a thread with instructions that should be helpful:

 

https://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/t...

 

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
Feb 2025 FICO 8:
Feb 2025 FICO 9:
Message 2 of 20
BigBS
Senior Contributor

Re: New guy that made the 850 club

Congrats on the perfect score!

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 3 of 20
FireMedic1
Community Leader
Mega Contributor

Re: New guy that made the 850 club

Welcome @LostInTheWoods 

Good job reaching the peak.


Message 4 of 20
GApeachy
Super Contributor

Re: New guy that made the 850 club


@LostInTheWoods wrote:

Thought I was an outlier that was laser focused on credit and scores, but turns out I'm not alone!


Lol, yeah....welcome aboard...the Crazy Train that is. 🤪  Where credit is a lifestyle.😎🥸

My Take Home Pay Don't Take Me Home
Message 5 of 20
SouthJamaica
Mega Contributor

Re: New guy that made the 850 club


@LostInTheWoods wrote:

Just found this place a couple weeks ago.  Thought I was an outlier that was laser focused on credit and scores, but turns out I'm not alone!

 

Had been using the free accounts with each bureau, but decided to pull all three Score 8's to know where I stand.  EX score 8 was an 846, but EQ and TU were both 837's as Vantage 3 scores.  To my surprise they are both 850's. Have a single inquiry on EX causing the 846.  

 

Thought I'd join in here.  Been pulling credit in several industries for going on 20 years and always been interested in how things affect scores.

 

Here are mine:

Well, can't figure out how to get my photos uploaded, but maybe later.  


Welcome to the forum. And congratulations.


Total revolving limits 586020 (520820 reporting) FICO 8: EQ 706 TU 701 EX 692




Message 6 of 20
Thomas_Thumb
Senior Contributor

Re: New guy that made the 850 club


@LostInTheWoods wrote:

Just found this place a couple weeks ago.  Thought I was an outlier that was laser focused on credit and scores, but turns out I'm not alone!

 

Had been using the free accounts with each bureau, but decided to pull all three Score 8's to know where I stand.  EX score 8 was an 846, but EQ and TU were both 837's as Vantage 3 scores.  To my surprise they are both 850's. Have a single inquiry on EX causing the 846.  

 

Thought I'd join in here. 

 


Congrats. Those VS3 837 scores are most impressive. More so than a Fico 8, 850 - IMO. Join the forum and be counted!

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 7 of 20

Re: New guy that made the 850 club

Thank you for the information.  I registered prior to posting, so I am not sure what I have done wrong.  I still show as a visitor.  

Perhaps a moderator needs to validate my membership?


@Zoostation1 wrote:

You won't be able add CC images to your signature as a vistitor.  You'll have to register and rank up from new member to member (doesn't take many posts/comments).  Once you do there's a thread with instructions that should be helpful:

 

https://ficoforums.myfico.com/t5/SmorgasBoard/THIS-IS-HOW-YOU-ADD-CREDIT-CARD-PICS-TO-YOUR-PROFILE/t...

 


 

Message 8 of 20

Re: New guy that made the 850 club

Thank you very much!

 


@BigBS wrote:

Congrats on the perfect score!


 

Message 9 of 20

Re: New guy that made the 850 club

Thank you kindly!

 


@FireMedic1 wrote:

Welcome @LostInTheWoods 

Good job reaching the peak.


 

Message 10 of 20
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