Does a No Data entry on a Student Loan effect my credit score. I consolidated 4 loans in late 2005/2006. It looks like durring the consolidation (Jan '06) all 4 have a "ND" mark. In Feb all of them were marked "OK." Does this effect my FICO at all? Alos, does the lendor report a No Data or is that literally the CRA saying the lendor didn't report anything?
A no data entry doesn't hurt your score. It is, like you guessed, an indicator that the creditor didn't report anything. AFAIK, it scores the same as "ok."
