Not happy! Myfico score way off!!!

[noobafterbk]

So in other words myfico is useless as a true reflection of your credit score because as you say it depends on what type of credit your applying for rather than the score we use here?
Makes me wonder if my subscription is worth $170 a year?

[bdhu2001]

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@noobafterbk wrote:
So in other words myfico is useless as a true reflection of your credit score because as you say it depends on what type of credit your applying for rather than the score we use here?
Makes me wonder if my subscription is worth $170 a year?

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No.  The score you get here is FICO 08 & good for credit cards.  If you're getting a mortgage, you want FICO 04 or Beacon. A general rule of thumb (for me) is that your Mortgage score is probably 20- 40 points lower. Your auto FiCO score, is a bit higher.