Even a 60-day that old does not materially affect your classic FICO scores, except in very unusual cases (the "MV effect.") It might do more on an auto-enhanced score, since it was auto-related.
Since it was on an auto loan, you should be ready to explain to a new lender how and why it happened, how you dealt with it, and why it won't happen again. So for instance, if it was something like you got laid off and got behind on your bills, you should be able to should that you have 3-4 months' worth of car payments set aside in savings specifically for this possibility.
Car dealers are pretty relaxed about stuff this old, but they really don't want to have to worry about hiring a repo man to put your new car on the hook at 2 a.m. They're having enough trouble moving the cars they've got on the lot as it is.
BTW, I would also check with your local credit unions, plus some of the big national ones like PenFed, and see if you can get a pre-approval from them. Even if you wind up going with dealer financing, you'll have a lot better leverage if you've already lined up an alternative.
Since it was on an auto loan, you should be ready to explain to a new lender how and why it happened, how you dealt with it, and why it won't happen again. So for instance, if it was something like you got laid off and got behind on your bills, you should be able to should that you have 3-4 months' worth of car payments set aside in savings specifically for this possibility.
Car dealers are pretty relaxed about stuff this old, but they really don't want to have to worry about hiring a repo man to put your new car on the hook at 2 a.m. They're having enough trouble moving the cars they've got on the lot as it is.
BTW, I would also check with your local credit unions, plus some of the big national ones like PenFed, and see if you can get a pre-approval from them. Even if you wind up going with dealer financing, you'll have a lot better leverage if you've already lined up an alternative.