These messages can get pretty funny. I get a negative for short history and a positive for long revolving history --same history.
Sounds like they're saying that your AAoA is low. Time, and not opening any new accounts, will fix that.
Are you getting any other negative comments? If not, then in fact you're in pretty good shape, and the formula is scraping the bottom of the barrel to find things to grump about.
eta: it will probably help when your AAoA hits 5 years. There are lots of little "tiers" of ages, so think of a series of steps in your length of history.
Message Edited by haulingthescoreup on 02-28-2009 04:18 PM
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007