Aloha fellow fico'ers-
This month will mark the 1 year anniversary for 4 of my cc's and i'm hoping for a score bump. I will still have 2 other inqs active - one from car refinance & one from opening a Schwab acct. is there anything I need to do to prepare to help me get that bump? I'm already pretty cautious about making sure only one cc reports a balance of >3%. I also wouldn't mind a cli on 2 of the cards - usaa visa & target.
