I like being OPTED OUT because it stops the CRA's from being able to make money off me. I give them enough by buying the SW subscription and the reports i really don't need but buy anyway.
STARTING: 11/24/10 EQ-584 EXP-648 TU04-595
CLOSED FIRST HOME 8/19/11 EQ-630 EXP-691 TU04-653
CURRENT: EQ-701 EXP-??? TU08-720