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Got it. Thanks! Hmmm, well as noted, suprising I saw no point loss from the new account reporting. Prior to the new CC account reporting at the end of August, my youngest account was 1 yr 10 months. And the points I thought I lost from the new account was due to all revolvers reporting $0 and gained all of those back today now that 1 card reported a balance. From everything I've read it seems like I should have received a hit. Oh well