Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

[Imperfectfuture]

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@SouthJamaica wrote:

It probably won't last but I just shot up 73 points on TU from 736 to 809, when my 1 negative, an old public record, fell off my report.

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Shared secured loans work.  . Good job.

[adavis425]

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@Vivian187 wrote:

II'm happy to say I have a high FICO score of 866 and my lowest score is 844 cc utilization is 9%.

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This is probably a FAKO score. FICO tops out at 850. Did you get them here?

[Anonymous]

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@adavis425 wrote:

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@Vivian187 wrote:

II'm happy to say I have a high FICO score of 866 and my lowest score is 844 cc utilization is 9%.

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This is probably a FAKO score. FICO tops out at 850. Did you get them here?

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Different scoring models can go up to 900:

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FICO® Auto Scores and FICO® Bankcard Scores have these aspects in common:

• Many lenders may use these scores instead of the base FICO® Score
• It is up to each lender to determine which score they will use and what other financial information they will consider in their credit review process
• The versions range from 250-900 (compared to 300-850 for base FICO® Scores) and higher scores continue to equate to lower risk

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http://www.myfico.com/crediteducation/fico-score-versions.aspx

[sarge12]

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Do not know why transunion does not like me much

[Ubuntu]

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@sarge12 wrote:

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Do not know why transunion does not like me much

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My reports are identical at all three majors. In the past TU had tended to be slghtly lower that the others although they are all within a few points of each other now. I've also noticed that for me TU tends to respond to changes more slowly that the others but it ususlly catches up in a month or two. It could be that their formula is a little different or that they update less often.

If there are any differences in the accounts listed on your TU that would also explain it.

[sarge12]

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@Ubuntu wrote:

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@sarge12 wrote:

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Do not know why transunion does not like me much

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My reports are identical at all three majors. In the past TU had tended to be slghtly lower that the others although they are all within a few points of each other now. I've also noticed that for me TU tends to respond to changes more slowly that the others but it ususlly catches up in a month or two. It could be that their formula is a little different or that they update less often.

If there are any differences in the accounts listed on your TU that would also explain it.

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The credit reports are identical, but if it is true that anything over 760 does not matter, I guess the 794 will be OK

[Anonymous]

Now all three are above 760. My EQ shot up 83pts due to a CO being deleted

EQ 785 EX 783 TU 776

[Anonymous]

My 3 scores were very close - from about 3 weeks ago - EX 794, EQ 799 and TU 791. (But Blispay denial my app still!😂)

[Anonymous]

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@Anonymous wrote:
My 3 scores were very close - from about 3 weeks ago - EX 794, EQ 799 and TU 791. (But Blispay denial my app still!😂)

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Wow...have you heard the reason?

[Anonymous]

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@Anonymous wrote:
My 3 scores were very close - from about 3 weeks ago - EX 794, EQ 799 and TU 791. (But Blispay denial my app still!😂)

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That's very surprising.  I'd like to hear the reason as well.  It certainly doesn't make me feel all too good about apping for that card with my 730's scores...