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Our Forums' FICO High Achievers: Who has at least one FICO Score of 760 or above?

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vpae
Established Contributor

Re: Finally, 850!

Thanks everyone!

 

I don't want to sound bratty but I didn't go out of my way to try. I mean sure, I try to get SP CLI, app-spree when there are nice SUBs, get my debt down but I'm using a bunch of my cards and am definitely not AZEO so considering my recent history (819-836), I would never Imagine why it would actually get to 850. To be honest, I am quite surprised and I'm not sure why it happened. The only thing I've tried to do is wait til I'm down past 5/24 so I can get another Chase card but I'm not even fully in the garden because of the Apple Card lol.

 

So yeah, I'm super caught off guard but I'm also very thankful. Achievement Unlocked! And to think, back in 8/30/04, I had 514 on EX, 482 on EQ, and 513 on TU and had a lien on the house that didn't fall off until 2011-12 somewhere? I had a bunch of credit cards then too but was very irresponsible and eventually started getting subprime cards too.

 

I think that's the thing I'm the most proud of. You can turn it around, hard work does pay off.

 

Screen Shot 2019-11-24 at 10.02.24 PM.png

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 1731 of 2,020
Anonymous
Not applicable

Re: Yiipppeee - Finally all 3 hit 800 Score

Massive congratulations on the achievement mate Smiley Very Happy

Message 1732 of 2,020
AllZero
Mega Contributor

Re: Yiipppeee - Finally all 3 hit 800 Score

Congratulations on your success!
Message 1733 of 2,020
vpae
Established Contributor

Re: Finally, 850!

I bit the bullet and pulled myfico 3 reports. Glad to know the TU Fico 8 is consistent and the other 2 reports are close!

 

Screen Shot 2019-11-25 at 7.36.24 PM.png

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 1734 of 2,020
vpae
Established Contributor

Re: At last! The power of all three 800s!

I posted mine in the other thread but this place seems fitting. Just pulled this.

 

Screen Shot 2019-11-25 at 7.36.24 PM.png

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 1735 of 2,020
AllZero
Mega Contributor

Re: Finally, 850!

Looks great!

Message 1736 of 2,020
AllZero
Mega Contributor

Re: At last! The power of all three 800s!

^ Awesome score!

Message 1737 of 2,020
Aim_High
Super Contributor

Re: At last! The power of all three 800s!

I've been 800+ almost constantly for past few years.  Smiley Happy 

It's a good feeling.

I don't pay for my scores.

My lender's provide FICO Bankcard Score 8's.

 

Bank of America and Discover = TU

CITI = EQ

USAA = EX

 

CITI's scoring model just changed their FICO Bankcard Score 8:

Previously Minimum 300 to 850 Maximum

New Minimum 250 to 900 Maximum

 

TU = 840; *Was a perfect 850 when pulled by Goldman Sachs for Apple card. 

EX = 824;  Even after numerous HPs from Chase in past two years.

EQ = 872/900 on new scoring model. 

 

*My HP hits for 3 new card apps havent' hit my scores yet.  Recently App'd for a new Discover; Navy FCU; and double PenFed for membership and card.

 

FICO_201911_TU.jpg

FICO_201911_EX.jpgFICO_201911_EX2.jpgFICO_201911_EQ.jpg

 

 


Business Cards


Length of Credit > 40 years; Total Credit Limits >$936K
Top Lender TCL - Chase 156.4 - BofA 99.9 - CITI 96.5 - AMEX 95.0 - NFCU 80.0 - SYCH - 65.0
AoOA > 31 years (Jun 1993); AoYA (Oct 2024)
* Hover cursor over cards to see name & CL, or press & hold on mobile app.
Message 1738 of 2,020
AllZero
Mega Contributor

Re: At last! The power of all three 800s!

^ Outstanding!
Message 1739 of 2,020
Anonymous
Not applicable

Re: Yiipppeee - Finally all 3 hit 800 Score

Congratulations! This is a great example to everyone and gives a huge boost to those just starting out on the journey! 

Message 1740 of 2,020
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