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Paid off my Ford Credit car loan and Equifax lowers my FICO score 10 points ....Why ?
You now no longer have an installment loan in the FICO calculation. I know it sucks but that's how the system works.
Don't overlook prior discussions as this is a very common topic. Installments are not considered the same sort of risk as revolvers plus you're adversely ijpacting Mix of Credit. Consider that you were benefitting from having the installment and 10 points isn't much of change, really.