Welcome to the forums.
So much more information is needed.
What are your current scores from MyFICO?
What was the history of credit bureau changes over the last month?
Do you have any derogs/baddies/charge offs, lates of any kind, disputes of any kind, BK in your credit file?
What is the age of your cards? How many cards? Credit limits? Open amounts?
How many INQ do you have on your file? How many relate to the last 6 months? Do you have any new CC opened recently?
