Re: Paid off loan & Equifax score went down 22 points, why?
Welcome to the forums.
So much more information is needed.
What are your current scores from MyFICO?
What was the history of credit bureau changes over the last month?
Do you have any derogs/baddies/charge offs, lates of any kind, disputes of any kind, BK in your credit file?
What is the age of your cards? How many cards? Credit limits? Open amounts?
How many INQ do you have on your file? How many relate to the last 6 months? Do you have any new CC opened recently?
High Bal Jan 2009 $116k on $146k limits 80% Util. Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727 April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812 Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831