@oldcreditwoes wrote:
I have wondered this, also.
FICO has no memory....when you pull a score/report, it is a snapshot of that moment in time.
I have figured the only way to retain your "history", is to save/print a report whenever you get one......I keep a physical file of printed reports whenever I have had occasion to pull one....goes back a few years.
I don't believe that there is any way to get old reports you didn't already have coming to you. Although since there isn't any cumulative effect associated with any of the scores, this isn't that much of a loss.
I have access to all the old credit reports that I've paid for through My Fico. And I save the monthly freebies I get from DCU in their Inbox. The freebees from Walmart don't save like that, but they do include a chart in the current score information that goes back a year.
@Fitzgibbons wrote:
So, I got a couple fico scores this month, but would like to see what it's been doing for the past 3. Is there any way for me to pull up febuary and januaries reports/scores?
Also, seriously? $60 a month to subscribe to monthly credit reports? that's crazy. Is there any way to get that price lowered? or am I just reading it wrong?
I pay MyFico the $150/year(less if you find the cupons) for Scorewatch. That gets me a couple of free full reports from Equifax per year and daily updates to score if data comes in.
I also pay $120/year for BoFA's Privacy Assist. That only gets me FAKO's of course. But it notifies me if any negative information comes in on any of the three CB's.
bobebob || Nov: My FICO SW EQ(Upgraded Version) = 822 ||Sept: Walmart TU Fico=838Goal = FICO's>800 || In my wallet: CostcoAmEx(20k), DCU Visa Platinum (10k), BoA Visa Signature (17.1k), Walmart Discover (7.5k), AmEx Corporate (5k). All PIF every month.
