@money_talks wrote:
guiness wrote: However, the detailed report is not going to show what your balance was 2 months ago much less 5 years ago. It only shows the reported balance for the time it was pulled.
guiness, I meant the full CR as lenders get them from the CRAs, which apparently is more detailed than those available to the consumer. Based on the response below, it shows up 2 years of balance history and CLs.
"Balance history shows on a full CR for two years." Posted by cheddar in
http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/Does-FICO-care-about-past-util/td-p/16506...
I did forget about that. But as mentioned, not all accounts will show that,