Does the transferred account show a balance due? Disputing is a great tool, however, you do take the chance of opening up a new can of worms when you dispute a tradeline. You may dispute a tradeline with valid info that only appears on one bureau. As a result of your dispute, the creditor may take the initiative to update information on all three bureaus then you're left with not one bureau showing derog info but all three.
Whether or not it is worth disputing depends on the status. How close are these to the 7yr mark? Some dogs are best left sleeping.
Your dispute may very well let your creditor know that your are still 'alive' and recognize how imprtant your credit is... In these cases you may open up a whole slew of new collection attempts.
Message Edited by Brammy on
04-01-2007 02:26 PM