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Quick Question About AZEO

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SouthJamaica
Mega Contributor

Re: Quick Question About AZEO


@learningcredit54 wrote:

@SouthJamaica wrote:

@learningcredit54 wrote:

Not to hijack the thread but I too have a quick question about AZEO.

How do Amex NPSL cards come into play? Aside from one of my bank cards can my charge cards also reflect a balance and I properly be executing AZEO or should the charge cards also be PIF before statement date. I understand they dont factor into utilization but I am not sure how they play in the AZEO game.


I do not think you can use a charge card as your balance-reporting card for AZEO purposes, but I'm not sure, and have no personal experience trying it.  I've seen conflicting opinions on the subject.

 

Why don't you try it, and report back to us as to whether it works or not? 


I just might have to @SouthJamaica 

I charge both my NPSL card monthly but may organize myself to only use one just to see what it does within FICO

 


I would do it myself but can't because (a) I don't have a charge card and (b) I am not able to achieve a lot of zero balances at the moment.

 

You can still use both cards, just would have to pay one off before statement cut.


Total revolving limits 741200 (620700 reporting) FICO 8: EQ 703 TU 704 EX 687

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