Hi,
My credit score is good. I have two credit cards that I use. But there is several on my report that I don't even own. Which did bring my score down for to many new accounts. I did not even apply for these accounts. I don't even have cards for these accounts. Also, one account is list four times as a credit card. Also, I am in process of refinancing my mortgage and I only authorized two compan's two run credit reports and several others did, I don't know how. Then there is a couple of other inquires on my account that I don't know who they are probably those credit card co. that I didn't open. My question is will it lower my score if I close these accounts being I don't own these accounts, or do I dispute these accounts? And can you dispute inquires? How do you do it? Mary
