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Recreational Vehicle Account Help

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xxhannahxx
Valued Member

Recreational Vehicle Account Help

I'm paying my hubby's Ducati Motorcycle which reports as a Recreational Vehicle on my cr.  It's financed via LBSE FCU.  It's posted as "Other" in my cr and would like to know the ramification of having this paid off in full.  What will it do for my fico scores?  My current fico score from TU 765, EX 760, EQ 758.  I now have 8 accounts that shows balance from total of 20 accounts with 14% util.
 
My second question is, what kind of point increase would I see if I were to have the util down to 1-4%?  Do you guys think this will give me the boost to get me over the 800 mark on my TU?  On my TU, it states that I have too many accounts with blances. 
 
Any feedback will be greatly appreciated.
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