@Anonymous wrote:
Seems like your AAoA should hit 4 years in about 6-8 months from now considering the number of accounts you have. The old accounts should help bring the AAoA up quickly.
I would think that the Kohl's account will lower your AAoA for now, but in about 6-8 month from now your AAoA should close up to 4 years and that will put you in a new scoring bucket which should enable you to hit 700.
Thanks for the thoughts. Yeah, that's what I was thinking. In addition, my most recent late (a 30-day) will turn 2 in May which should help. Also, I plan on having 3 of my 8 open student loans paid off by the end of summer which will drop my debt/credit installment ratio and lower the number of accounts with balances.
