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I had a motorcylce loan that USAA reported as Charged off/paid in full. Today I was able to obtain records that show I never missed a payment to USAA for the account. The USAA rep faxed me a dispute form and told me to inlude my records. Once this is cleared up what sort of jump could i potentially expect? The ammount was 7200 and it was 4 years ago.
@Anonymous wrote:I had a motorcylce loan that USAA reported as Charged off/paid in full. Today I was able to obtain records that show I never missed a payment to USAA for the account. The USAA rep faxed me a dispute form and told me to inlude my records. Once this is cleared up what sort of jump could i potentially expect? The ammount was 7200 and it was 4 years ago.
If you're clean otherwise, probably a good bump, if you're still dirty (welcome to the club heh) not so much.
End of the day getting any negative information is off, so focus on that first, and let the scores do what they will.