Ok, I own a chapter S corp. As a result, when we buy vehicles, etc I am often the co-signor along with my company which has it's own tax id. I have the opportunity to do a bank loan that will take all these vehicles under one note under only my company's Tax id, removing them from my record. I will still have an installment loan on my record, just I will remove installment loans of around $100k. Any idea of what this will do, impact it may have on my fico score? Thank in advance. I still really can;t figure out how much impact installment loans have on the score beyond they want you to have some of them.