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Removing a AU affect their history?

tag
Anonymous
Not applicable

Removing a AU affect their history?

I had my DW as a AU on my wamu/chase and BofA cc back in 2008-2012, when we filed ch13 in 2012.
Both were iib for 7k each, paid back in CH13, discharged 3/2016.

Can she ask to have these accounts with multiple 90 day lates prior to ch13 removed from her report some how?
So they don't affect her reports?

Not trying to be sneaky, just curious if it's possible. They are scheduled to start aging off in about 18 months...
Message 1 of 4
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newhis
Valued Contributor

Re: Removing a AU affect their history?

DW removed me as AU from 2 cards, both reported as 'relationship terminated' and now new updates for several months.

I had to dispute the accounts with the bureaus as 'not mine' and I received confirmation from TU and EQ that they removed both accounts, still waiting for EX.

Message 2 of 4
Anonymous
Not applicable

Re: Removing a AU affect their history?

Interesting.
So in theory, she could dispute as not mine, and drop the mutiple 90 day lates.
I'm more curious about how her score would improve with the 90 day lates from 5+ years ago dropping off.
Message 3 of 4
Anonymous
Not applicable

Re: Removing a AU affect their history?

Message 4 of 4
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