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Score Simulator - Whaaa?

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Anonymous
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Score Simulator - Whaaa?

Granted, I know the Score Simulator is just a guestimate of how your credit score may change depending on what actions you take, but I'm confused about this scenario:

 

In the "Seek New Credit" section in my Equifax report, I tried to simulate what would happen if I applied for and received a new credit card with a $3,000 limit.  The simulator projected my score would be between 668-688.  When I tried to see what would happen with a new credit card with a $2,800 limit, the simulator projected my score would range from 738-778.  I made no other changes.

 

Can someone explain that to me?  I know it's not set it stone and 100% accurate, but I don't understand the reasoning. 

 

Thanks. Smiley Tongue

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