They advertise 2 reports per year with the first report being used when you first subscribe. Generally speaking, most folks use it to monitor their EQ FICO since SW will alert you to certain changes in your EQ report and EQ FICO. Aside from that, others use it for the discount on EQ FICO reports which comes in handy if you are buying multiple reports per month. OP, when I first subscribed I did the same thing. I thought I could pull daily but it comes useful in the monitoring department.
