Hi, I am trying to learn how to clean up old credit problems. I am in the process of buying a home. Does anyone know if buying score watch will lower my fico score? I just had it pulled about a month and a half ago, and my score is only a 626. I am worried about it going even lower. I have been paying everything on time, and keeping balances low. Anyone have advice. I have a lot of stuff that should be coming off this year. Will this lower my score even more? Can they put it back on? Thanks in advance. Love this forum. Laura
