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Score ceilings across models

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Zoostation1
Valued Contributor

Score ceilings across models

Someone's previous post reminding about the large score variances among among models got me looking closely at mine and I'm noticing that on my dirty profile I've got a lower ceiling with FICO 8 than any of the other model sets (not counting auto/bankcard industry overlays) and that TU is consistently my highest score in every model, with EX being my lowest in most cases.  In all 3 CRAs I'm 1/12 on new accounts and HPs FWIW.

 

Highest score within the model

FICO 04 - TU5:  712

FICO 8 - TU8: 698

FICO 9 - TU9: 724

FICO10 - TU10: 709

FICO 10T - TU10T: 721

 

Rebuild Started Nov 2021
June 2022 FICO 8:
June 2022 FICO 9:
June 2025 FICO 8:
June 2025 FICO 9:
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