20 accounts
5 accounts with balance at 5% utilization across the board.
highest utilization is 23% on a 10,000 limit card with 48 months finanacing
no late payments
last hard inquiry 8 months ago
transunion FICO 8 772
Equufax FICO 8 760
EXPERIAN was 760
Sept 4th Experian down 26 points to 734 no explanation at all
everytine I have ever had a score go down or up it came with an explanation ... all this says is down 26 points .. that's it
I got the report and it say nothing new or changed in 60 days
0 collection
0 bankruptcy
so I filled out for all 3 credit bureaus reports TransUnion is perfect, Equifax is perfect, but the Experian one won't go through it keeps saying sorry Experiancing technical difficulties call this 1-800 number and I get no info ... very confused here.
No to everything, no loan pay off, the 23 % been paying on since nov 2019, 11% Best Buy been paying that since June 2019, 11% been paying thT since oct 2019 all are deferred payments ...5% utilization on $126,500 available credit
No late payments
no new loans or pay offs
some credit cards upped there credit limits
one upgraded to visa signature on its own last month
and one upgraded to world elite MasterCard on its own
and 4 old inquiries fell off the report
2 months ago a 7 yr medical collection fell of the report my score went up 58 points...do you think there drop is some kind of correction like they went to high to begin with?
i didthe credit reports from annual credit reports .com .... trans union and equifax were fine, but I couldn't see my Experian because all it says is they are having technical difficulties please call 1800 number but no one answers so I can see my experian report and it's the one that had the drop .. so frustrating
Do you use an adblocker? I can't get my experian if i don't disable my adblocker - it gives me the spiel about technical difficulties if i leave it on.
