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I also have a question around the scores... my TU score went up 18 points with NO change in my credit report. I thought it was due to the decrease in my utilization but according to the report no Creditor has posted new balances for July... And this was only for TU, my EQ is still the same... no budge.
Anyone know what would cause this... and I went line by line comparing the new report to last months.
NewHope, I split your post to form a new thread found here. I had to change the title, but changed nothing else. If you'd like to change the title to something else, feel free to click "Options" and then "Edit Message" to make that change.
To answer your question, look at your before and after TU FICO reports. Was there a change in the positive and negative factors listed on your FICO reports on pages 2 & 3? That's usually the tell all.
Did any of your TU inquiries fall off prematurely? Just asking because mine did and I saw an increase of +19 points. Nothing else was changed.