Score jumped two points on personal loan balance decrease

[CaptJOB]

My AmEx loan went from 11% paid to 15% and I got two points on EX 8. Pleasant surprise as I didn't think that was a thing on personal loans. 

Is 88.9% a known scoring tier and I just forgot? Nice surprise either way. 

[AllZero]

Installment loan utilization thresholds hasn't been well documented.

Thank you for sharing the data point. If you care to continue, the community could learn a lot.

Only well known threshold is 8.9% utilization.

[FireMedic1]

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@CaptJOB wrote:

My AmEx loan went from 11% paid to 15% and I got two points on EX 8. Pleasant surprise as I didn't think that was a thing on personal loans. 

Is 88.9% a known scoring tier and I just forgot? Nice surprise either way. 

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Im sure this is backwards. Once it passes below 8.9%. That will be the biggest boost.

[RSX]

He is referring to Paid

so it is backwards to how we usually look

but my understanding is that at each of the below steps, there are points to be gained

88.9%. 68.9% 48.9% 28.9% and the most points at 8.9%

i think the 2 points are from the fact that above 89% is considered a maxed out account. 

[Anonymous]

No those are revolving breakpoints. As @AllZero stated, installment breakpoints have not been documented very well.

I appear to of gotten a couple points at 92%, here apparently at 88 there’s rumors of one at 65-66%, but the big one is it 8.9%. Also heard rumors around 80%.