Score keeps decreasing...why?

[ewtrw]

Im extremly lost and frustrated with my TU score. I have paid my CC bills down from 50% 6 months ago to maintaining around 5%. No new accounts, missed no payments,no inquries,doing everything as advised and my TU score drops 10 points! My EQ score is coming right on up as projected but TU drops.....I am so lost and on

the verge of giving up on this frustrating journey to better credit......

[cdtotten]

Before we can respond, can you confirm where you are getting your TU scores from?

[llecs]

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@cdtotten wrote:

Before we can respond, can you confirm where you are getting your TU scores from?

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+1

Also...

Did any CC balance go to $0 and if so, were any of those closed CCs?

If you have no added accounts, did any accounts drop off?

Are you comparing the same score both times for the 10-pt difference?

[ewtrw]

I got my TU from Myfico.com..........steadily losing sleep over this........I cant afford to drop any more(640 TU and 653 EQ).......

[ewtrw]

I always keep a few dollars on my balances...no accounts added or droped according to myfico.com reports......everything should be in line or at least EQ shows it because my score went up 24 points since last month but dropped 10 on TU.....Thanks for the help

[llecs]

Start with the easy stuff...

Look on pages 2 or 3 of your FICO report. It'll list the positive and negative items that help or hurt your report. Compare both reports side-by-side. Did ANYTHING change within those pos/neg reasons? (e.g. order and rankins...positive turned to a negative, or vice versa, etc. ).