Hey all.
I recently disputed some things to all three agencies. My scores were kind of in the crapper and I didn't care about my credit or understand what it could do for me.
Now I'm an avid fan of credit and am biding my time to get into a good cash back card. My sights are set on AMEX BCP but I'd also like to get a Visa at some point.
Anyway, I'm in the process of paying off my current credit card debt, and have an auto loan ($18,000 left out of $26,000.) This month I made someh uge payments and reduced my utilization from $40% to about 9-20% (one card is 9%, another store card is 25%).
What can I expect my scores to do in a month? Should I order a new set of reports next month or just use the monitoring?
Thanks!
