Scores

[rockinw]

Why would my Discover It list my score as 606 and MyFico TU be 670? I thought discover used TU?

[Gunnar419]

Discover uses a newer model of TU (TU 08, I believe, vs MyFico's TU 98). So -- sorry -- I'd go with the one Discover gives you. There's another -- TU 04 -- that's probably more common yet, but that's another story.

I don't even know why MyFico sells such an old, obsolete TU model. Their EQ scores are usually right on with what banks pull (esp mortgage bankers), but I wouldn't pay a dime for MyFico's TU score.

[rockinw]

Thanks for the info. That sucks. I thought I was getting closer to 700. My CU has a really good Mastercard deal but you need a TU of at least 700 to qualify.