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Scoring Differences

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tithelady
Valued Member

Scoring Differences

Life happens. Then my husband passed. Have worked hard to be fiscally sound. Current scores Fico 8

Experian 701

Equifax.  781

TransU.    813

Why such a difference? For loans and credit cards thru my credit unions, what credit bureau is typically used?

ty in advance. 

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2 REPLIES 2
FireMedic1
Community Leader
Mega Contributor

Re: Scoring Differences

Sorry about your loss. Where are you geting these scores? Are they all FICO 8 for sure? 112 pt difference between TU and EX isnt normal. Only way is major baddies on one and not the other. Whos your CU?


TWO MORE MONTHS NO BK! (on Eq/Ex)
Message 2 of 3
SouthJamaica
Mega Contributor

Re: Scoring Differences


@tithelady wrote:

Life happens. Then my husband passed. Have worked hard to be fiscally sound. Current scores Fico 8

Experian 701

Equifax.  781

TransU.    813

Why such a difference? For loans and credit cards thru my credit unions, what credit bureau is typically used?

ty in advance. 


If you really want to know what's causing the difference, you would need to

(a) make sure you're getting your scores from the same source, and the same scoring model, on the same day, and

(b) compare the EX report to the others, and see what's different.


Total revolving limits 569520 (505320 reporting) FICO 8: EQ 689 TU 691 EX 682




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