So I'm a VERY impatient person, I'm very much an instant gratification kind of guy, that said...
After just two months of not HP'ing my credit reports, my TU08 score is up 24 points! And my EQ04 (from DCU) is up 45 points!
Watching my scores grow and accounts grow with SP CLIs feels pretty damn good! Really wishing I wasn't young and dumb with my credit and let a simple $140 phone bill confusion go all the way to collection pains me to this day!
Scores are in my sig, just wanted to give a little update and brag a touch for myself! Maybe in a few years I'll be in the 800s! One can dream!
Stick to the garden, folks! Utilize SPs as much as you can! I'm forever grateful for the information stored away on this site and in it's members!
