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Something I find amusing about score simulators

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Anonymous
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Something I find amusing about score simulators

I get all my fako scores and a fico score from here and what I find is that no matter what information I put in ANY Of them my scores never change!lol  They don't ask for derog info and if derogs are reduced.  I can put in a new credit card with a $5000.00 limit and on time payments for 2 years and it NEVER budges!  Anyone know why this might be?  I am working on rebuilding my credit and I should see a major derog come off this month (bogus loan that was showing 2 120 day lates) and the addition of a new revolving account which should put me to 3 accounts all under 20% util.  Should I not count on a bump in score?  Simulators are not very good for someone like me.

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jbsea
Established Contributor

Re: Something I find amusing about score simulators

what is your score now?  How long has your accounts been open?  any other derogs on your account?

Amex Gold / Amex Platinum / Amex Marriott Brilliant/ Amex BCP/ Capital One Venture (AU) / Capital One Savor One/ Discover / NFCU Cash Rewards / BOA Unlimited Cash Rewards / NFCU GO Rewards (AU) / Amex EDP / NFCU Flagship Rewards / Chase Freedom (AU) / Capital One QuickSilver / Citi Costco (AU) / Amex Delta
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