Still no credit FICO score after 6 months.

Anonymous · ‎08-01-2019

I have a discover secured card and a self lender loan that just hit 6 months. I still don’t have a FICO score

. If I look at credit karma it shows my average age as 5 months.

Discover secured card 6 months
Capital one secured card 4 months
Self lender 6 months

Do I need to wait 1 more month?

Remedios · ‎08-01-2019

When was Discover approved?

Anonymous · ‎08-01-2019

It was opened 2/1/19

Anonymous · ‎08-01-2019

@Anonymous wrote:
I have a discover secured card and a self lender loan that just hit 6 months. I still don’t have a FICO score . If I look at credit karma it shows my average age as 5 months.

Look at the statement closing date for this month on your Discover card.

That report will make it to myFICO within a day or two (sometimes many days later), at which point you should get your score.

I usually have statement closings on the 2nd and 3rd, but I have to wait several days for all 3 bureaus to update. Lately EQ has been the last one to update for me, around the 7th, and I'll get an alert from myFICO on the 8th.

Anonymous · ‎08-02-2019

@Anonymous wrote:
It was opened 2/1/19

It reached 6 months of age yesterday on 8/1/19. I would think you'd be able to generate a score now.