Strangely Scores not Budged in 7months.

[Anonymous]

I was wondering if anyone else has had this issue. My FICO's have not moved even One point in the past 7 months not a move.
I have 6 Credit Cards, 1 store Card, 1 Auto loan all never late, AAOC 2.8 years.
My only negatives are a CO w DOFD 5.5 years ago non reporting and a CH7 which I will start EE at the end of this month.
I have substantially increased my CL's, opened a new CC account 2 months ago follow AZEO and no changes to any of my FICO's in 7 months.

Im perplexed and would like to see my scores moving north. Any ideas why im stuck?

[FireMedic1]

When some things would give you some points. Other actions will cancel that out. You may have gained a few but when you said "opened a new CC account 2 months ago". That may have leveled it off to show no point gain. Its a see saw game man. Try going a whole year and only gain 5 pts on TU and the others went up 3x that much.

As you said you'll start EE'ing your BK. Thats when it will be party time! Good Luck!

[iv]

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@Anonymous wrote:
Any ideas why im stuck?

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Sounds like you may be at the very top of your current scorecard.

Probably not much you can do except wait for the negative items to fall off (and make very sure not to add any new negatives, of course!).

[Anonymous]

My current FICO 8s are beween 718 and 765 as I was able to get the CH7 taken off of EQ which is why the top is so high with EQ only showing the one CO. So the 3 CRAs are not exactly identical. However none of them change 😒.
I should get a pop on TU at the end of the month and in 3monts on EX when I EE the CH7. If I am at the top I hope it loosens up a little with the BK gone. I have seen higher scores with worse.