I consolidated my student loans in December. I went from 4 down to 1. However, one of the smaller ones - $3268 - is continuing to report as having a balance and as "Paid as Agreed." It's history over the last few years never shows a late payment. I have talked to Direct Loans and they said that I only have the one large loan and all the others are paid off, including this account number.
My question is this. Should I dispute it to get the balance shown to be $0? Is having this additional $3k loan paid on time every month helping me more than the negative of having an additional $3k in debt? Thanks.
