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TRANSUNION

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yoyo
Established Contributor

TRANSUNION

Hello, Can someone explain to me what is
TOTAL BANKCARD BALANCES
RETAIL TRADE ACCTS
PERSONAL FINANCE ACCTS

 

Trans union updates my score based on these models..what does it mean...don't want to misinterpret.

Message 1 of 3
2 REPLIES 2
Anonymous
Not applicable

Re: TRANSUNION

Bankcard balances are major credit cards. Retail trade accounts are store cards. Personal finance accounts are loans from sources other than major banks.

Message 2 of 3
yoyo
Established Contributor

Re: TRANSUNION

Thank you so very much.  TranUnion is crazy...it appears that the higher my balance the better the score...it goes up and down 5-9 points per month..drives me crazy.

Message 3 of 3
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