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Hello, Can someone explain to me what is
TOTAL BANKCARD BALANCES
RETAIL TRADE ACCTS
PERSONAL FINANCE ACCTS
Trans union updates my score based on these models..what does it mean...don't want to misinterpret.
Bankcard balances are major credit cards. Retail trade accounts are store cards. Personal finance accounts are loans from sources other than major banks.
Thank you so very much. TranUnion is crazy...it appears that the higher my balance the better the score...it goes up and down 5-9 points per month..drives me crazy.