TU 08 up 44 points.

Anonymous · ‎06-09-2016

Just notified that my TU 08 just went up 44 points, from 713 to 757. The only thing that I think could have changed (but can't tell for sure), is my personal loan paid down to under 9%.

Hoping to see big jumps in the other two soon!

SouthJamaica · ‎06-09-2016

@Anonymous wrote:
Just notified that my TU 08 just went up 44 points, from 713 to 757. The only thing that I think could have changed (but can't tell for sure), is my personal loan paid down to under 9%.

Hoping to see big jumps in the other two soon!

There's a TU inquiry glitch going around... all one's inquiries disappearing. It bumped my score up 15 points.

Unify FCU Platinum Visa Variable Rate 35k

TD Bank Business Solutions Visa (Bus) 25k

FNBO Evergreen Business Edition Visa (Bus) 20k

Liberty (formerly Evansville Teachers) FCU Platinum Prime Plus MC 15k

US Bank Triple Cash Rewards Visa (Bus) 12k

Geo-fenced credit union Platinum Visa 10500

Members 1st FCU Low Rate Platinum Visa 5k

PLOC: Langley FCU 40k; Penfed CU 15k; NFCU 15k; Teachers FCU 15k; Affinity FCU 10k. BLOC: NFCU 5k

Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673

Anonymous · ‎06-09-2016

SInce that's their TU Fico the inquiries are still showing...so for their jump in score it wasn't related to the glitch. OP aside from your loan did you have new statements cut with utili lowered on cards as a part or whole? And yeah that loan could have been part of the huge jump considering it weighs installment loans in on balance to original loan amount.

Anonymous · ‎06-09-2016

The loan paid down to under 9% is a significant portion of the increase. Mine was worth 33 points.

RonM21 · ‎06-09-2016

Either way that is a nice jump.

Total CL: $321.7k

UTL: 2%

AAoA: 7.0yrs

Baddies: 0

Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

Anonymous · ‎06-10-2016

As far as I can tell, no other util has changed, I'm at 1%. But, there is a chance that they hadn't updated something yet that I don't see. I did just get a chase with a $3,200 limit, but I've gotten no alerts about it getting added. Actually the card just arrived yesterday after the jump. My cap one is almost 2 months old and still not showing on anything.

SouthJamaica · ‎06-10-2016

@Anonymous wrote:
The loan paid down to under 9% is a significant portion of the increase. Mine was worth 33 points.

In my case it was good for 25 to 30 points.

Total revolving limits 569520 (505320 reporting) FICO 8: EQ 699 TU 696 EX 673

surferchris · ‎06-10-2016

Congrats

Current Cards:
AmEx Hilton Honors Surpass//AmEx Platinum Card//Ann Taylor Rewards Mastercard//Capital One Platinum Card//Credit One AmEx//Credit One Platinum VISA//Fingerhut//Navy More Rewards AmEx//TruWest Platinum VISA//Aspire VISA//Costco Anywhere VISA//Lowes Advantage//Apple Card
Loans:
1 Mortgage/////Navy FCU Auto Loan (2020 Jaguar I-Pace)//Capital One Auto (2016 BMW i3)
Next Cards (4th QTR 2022):
Navy Flagship Rewards VISA//Chase Sapphire Preferred
Stats:
Scores: 700's // Inq's: 1 for mortgage // Util: 1% // AoOA: 21 yrs

Thomas_Thumb · ‎06-10-2016

@Anonymous wrote:
Just notified that my TU 08 just went up 44 points, from 713 to 757. The only thing that I think could have changed (but can't tell for sure), is my personal loan paid down to under 9%.

Hoping to see big jumps in the other two soon!

The loan paydown should contribute 20 to 35 points. Anything above that is gravy and likely due to other incidentals.

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950

Anonymous · ‎06-12-2016

EQ jumped 60 points yesterday, this has gone much faster than I thought when I started 2 months ago.

TU 08 up 44 points.

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